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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. What requirements define which closing costs are allowable as charges to the borrower?

A) RESPA
B) FHA
C) State
D) ALTA

2. Which of the following is excluded from coverage in the standard owner's policy?

A) any law, ordinance, or governmental regulation without filed notice
B) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
C) recorded documentation on the title to real property without acknowledgment
D) lack of a right of access to and from the land

3. Which of the following items is least likely to be recorded?

A) mortgage lien
B) mechanic's lien
C) bill of sale
D) satisfaction of mortgage

4. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

A) sign his or her name on the witness line
B) affix his or her official stamp
C) list the expiration date of his or her commission
D) obtain proper identification from all signers

5. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

A) rebating.
B) unfair coercion.
C) illegal inducement.
D) unfair discrimination.

Solutions: