Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer - MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Actual PDF
  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Updated: Oct 14, 2026
  • Q & A: 92 Questions and Answers
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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Marketing Practices8-12%- Advertising guidelines
- Producer responsibilities
- Marketing regulations
- Prohibited practices
Topic 2: Social Insurance Programs8-12%- CHIP (Children's Health Insurance Program)
- Social Security disability benefits
- Medicaid programs
- Medicare Part A, B, C, D
Topic 3: Types of Health Insurance Policies20-25%- Dental and vision insurance
- Individual health insurance
- Disability income insurance
- Medicare and Medicaid
- Long-term care insurance
- Group health insurance
Topic 4: Maryland Insurance Laws and Regulations20-25%- Privacy and confidentiality requirements
- Producer licensing requirements
- Maryland Insurance Code
- Consumer protection regulations
- Violations and penalty provisions
- Unfair claim settlement practices
Topic 5: Field Underwriting and Application Process8-12%- Agent responsibilities in enrollment
- Application procedures
- Risk classification
- Medical underwriting
Topic 6: Policy Provisions and Clauses18-22%- Coverage terms and conditions
- Exclusions and limitations
- Benefit periods
- Preexisting condition clauses
- Waiting periods
- Deductibles and copayments

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

Question #1

Which of the following is NOT a mandated benefit in Maryland?

  • A. Treatment of mental illness
  • B. Treatment of substance abuse
  • C. Weight reduction programs
  • D. Hearing aids for children
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #2

If an insurer pays an individual accident and health insurance claim during a policy's grace period:

  • A. The amount of unpaid premium may be subtracted from the reimbursement
  • B. The policy is canceled automatically at the end of the grace period
  • C. The deductible is waived
  • D. A 10% service fee is charged
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #3

Medicare Supplement insurance is specifically designed for individuals who:

  • A. Have low incomes and limited assets
  • B. Are ineligible for coverage under an employer group accident and health plan
  • C. Cannot obtain commercial coverage due to health problems
  • D. Have enrolled in Medicare
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #4

The phrase, "this policy pays $1,800 for hospital room and board expenses," should include the:

  • A. Maximum daily benefit and the maximum time limit for hospital room and board expenses
  • B. Minimum daily benefit and the minimum time limit for hospital room and board expenses
  • C. Minimum daily benefit and the maximum time limit for hospital room and board expenses
  • D. Maximum daily benefit and the minimum time limit for hospital room and board expenses
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #5

Medical expense insurance typically EXCLUDES coverage for treatment of:

  • A. Eating disorders
  • B. Undiagnosed diseases
  • C. Chronic back pain
  • D. Intentionally self-inflicted injuries
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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